Personal Finance Issues Impact Your Life in Many Areas
Personal finance is too important not to include in our website for you, a Man-In-A-Hurry.
We hope the information provided possibly saves you money, time and ways to avoid pitfalls that have a way of
While Man-In-A-Hurry.com can’t guarantee any results or make decisions for you, we can give you information to
help you be informed when you discuss business and try to hold on to your hard earned money.
Mortgages? Can You Shop Around for a Loan?
Yes, but Only for a Set Time Frame
Man-In-A-Hurry.com mentions mortgages here as part of the Personal Finance Information to help you. We want you
to be aware of and understand your right to use an important loan tool designed to allow you the opportunity to
shop around to get the best loan rate available on the market.
We also want you to know about the available non profit home loan program
we discuss below that could really help your personal finances.
Concerning Your Rights to Shop Around for a Home Loan; we will say this right here.
RUN and RUN fast if your mortgage loan officer tells you that your credit score will be hurt if you shop around
for a home loan. Either the loan officer is scared of competition or doesn't understand the credit scoring process.
The same applies for a car loan.
As long as you shop for the home or car loan in a short period of time such as a 14 day
period, the multiple credit checks on your financial history will be treated as one credit check. Read more
about this important money saving fact printed on page 15 of the Understanding Your Fico Score PDF document
available at http://www.myfico.com/ before starting the hunt for the best loan rate.
Man-In-A-Hurry.com is concerned about the high interest rate charged to people who have or had credit issues in the
Keep reading if you are interested in possibly saving $1000's of dollars.
Bad Credit? Wanting a House? Proceed With Caution
If your credit is not that good, proceed with caution in buying a house. Yes, mortgage companies can
usually get you into a house but the high interest rate charged will make the house a burden on you instead of an
The high interest rate especially if it is an adjustable rate will send you to the poor house quicker than you
may think. It may be better to wait until you get your credit score higher to qualify for a better interest
How do you do that?